• 2 Years Personal Tax Returns (all pages)

• 2 Years W2's and/or 1099's

• 30 Days Pay Stubs (w/ year-to-date income)

• 2 Months Checking/Savings Account Statements (all pages)

• Recent Statements for All Additional Savings Accounts (401K, IRA, etc.)

• Copy of Driver's License(s)

• Evidence of Other Income (alimony, child-support, social-security award letters, pension, etc.)

• Copy of Divorce Decree (if applicable)

• Copy of Bankruptcy Discharge (if applicable)

• Current Mortgage Statements for All Real Estate Owned (if applicable)

• Homeowner's Insurance Declaration Pages for All Properties (if applicable)

• Recent HOA Statements for All Real Estate Owned (if applicable)

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If Refinance:

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• Copy of Current Mortgage Statement

• Recent HOA Statement (if condo or PUD)

• Homeowner's Insurance Declarations Page

 

 

If Purchase

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• Executed Purchase Agreement (if offer accepted)

• Name and Contact Info of Agent

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If VA Loan

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• Copy of your DD214 (if separated from the military)

• Completed Request for COE form 26-1880

• Statement of service from your commanding officer if you are active duty

• Your Certificate of Eligibility (COE). Your loan officer can help you get this really quickly.