Required Documentation
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2 Years Personal Tax Returns (all pages)
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2 Years W2's and/or 1099's
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30 Days Pay Stubs (w/ year-to-date income)
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2 Months Checking/Savings Account Statements (all pages)
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Recent Statements for All Additional Savings Accounts (401K, IRA, etc.)
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Copy of Driver's License(s)
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Evidence of Other Income (alimony, child-support, social-security award letters, pension, etc.)
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Copy of Divorce Decree (if applicable)
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Copy of Bankruptcy Discharge (if applicable)
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Current Mortgage Statements for All Real Estate Owned (if applicable)
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Homeowner's Insurance Declaration Pages for All Properties (if applicable)
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Recent HOA Statements for All Real Estate Owned (if applicable)
If Refinance:
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Copy of Current Mortgage Statement
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Recent HOA Statement (if condo or PUD)
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Homeowner's Insurance Declarations Page
If Purchase
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Executed Purchase Agreement (if offer accepted)
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Name and Contact Info of Agent
If VA Loan
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Copy of your DD214 (if separated from the military)
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Completed Request for COE form 26-1880
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Statement of service from your commanding officer if you are active duty
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Your Certificate of Eligibility (COE). Your loan officer can help you get this really quickly.